Property
Calculators.
Free property calculators for UK developers and investors. Yields, GDV, ROI, bridging costs, lease extensions, title splits and more.
Full Development Appraisal
Complete 4-step development analysis: Type → GDV → Build Costs → Finance
Quick Investment Check
Rapid assessment for BTL and portfolio investors
HMO Setup Workflow
Full HMO viability and compliance assessment
Development Finance & Exit.
13 calculators
Development Exit Calculator
Calculate your development exit finance options, including exit bridge and refinance strategies
Development Finance Calculator
Structure your development finance with senior debt, mezzanine, and equity analysis
Permitted Development Calculator
Check PD rights for commercial to residential conversions under Class MA and other permitted development routes
GDV Calculator
Estimate Gross Development Value using Land Registry comparables and new-build premiums
Build Cost Calculator
Generate BCIS-aligned cost estimates with regional adjustments and contingencies
Profit on Cost Calculator
Calculate developer profit on cost percentage and assess deal viability
Residual Land Value Calculator
Work backwards from GDV to determine maximum land value for your development
Stretched Senior Calculator
Model stretched senior finance structures for higher leverage development deals
Mezzanine Finance Calculator
Calculate mezzanine layer costs and total blended rates for development projects
Equity Waterfall Calculator
Model profit distribution between investors and developers with hurdle rates
Loan to Cost Calculator
Calculate loan-to-cost ratios and determine borrowing capacity
Cost to Complete Calculator
Track remaining costs and forecast final project expenditure
CIL Calculator
Calculate Community Infrastructure Levy for your development project based on local authority rates and floor area
HMO & Conversion.
9 calculators
HMO Viability Calculator
Assess whether your HMO conversion or purchase will stack financially
HMO Finance Calculator
Calculate HMO mortgage options and stress test affordability
HMO Gross Rent Multiplier
Calculate gross rent multiplier to quickly assess HMO value
HMO Fire Safety Cost Calculator
Estimate fire safety compliance costs for your HMO property
HMO Licence Fee Calculator
Calculate HMO licensing costs by local authority
HMO Conversion Cost Calculator
Estimate costs to convert a property into an HMO
Article 4 HMO Appraisal
Check Article 4 direction status and planning requirements for HMOs
Student HMO Rent Calculator
Calculate achievable rents for student HMO properties
Minimo HMO Calculator
Calculate minimum room sizes and compliance for HMO standards
Leasehold & Title.
9 calculators
Lease Extension Calculator
Calculate the cost to extend your lease using the statutory formula
Service Charge Calculator
Calculate annual service charges for leasehold properties including management fees, insurance, and maintenance reserves
Ground Rent Calculator
Calculate ground rent obligations, escalation costs, and impact on property value for leasehold properties
Marriage Value Calculator
Calculate marriage value component for leases under 80 years
Ground Rent Capitalisation Calculator
Capitalise ground rent to determine freehold value contribution
Absent Freeholder Calculator
Calculate premium when freeholder cannot be found
Collective Enfranchisement Share Calculator
Calculate each flat's share of collective enfranchisement costs
Short Lease Value Drop Calculator
See how lease length affects property value
Peppercorn Ground Rent Impact Calculator
Understand the impact of peppercorn ground rent reforms
Title Split & Planning Gain.
6 calculators
Title Split Calculator
Determine if splitting a property title adds value
Title Split Profit Calculator
Calculate potential profit from title splitting strategy
Title Plan Boundary Change Calculator
Calculate costs for Land Registry boundary changes
Planning Gain Uplift Calculator
Calculate value uplift from planning permission
Airspace Development Calculator
Value airspace rights above existing buildings
Garden Plot Subdivision Calculator
Calculate value of subdividing garden for development
Buy-to-Let & Portfolio.
9 calculators
Buy to Let Calculator
Calculate buy-to-let profitability, rental yield, monthly cashflow and ROI for investment properties
Stamp Duty Calculator
Calculate Stamp Duty Land Tax for property purchases including additional property surcharge
BTL DSCR Calculator
Calculate Debt Service Coverage Ratio for buy-to-let mortgages
BTL ICR Calculator
Calculate Interest Coverage Ratio for rental stress testing
BRRR Calculator
Model Buy-Refurbish-Refinance-Rent strategy returns
Rent to Rent Profit Calculator
Calculate profit margins for rent-to-rent deals
Portfolio LTV Blending Calculator
Calculate blended LTV across your property portfolio
Section 24 Tax Impact Calculator
Calculate the impact of Section 24 mortgage interest relief changes
Portfolio Refinance Calculator
Model refinancing options across your property portfolio
Bridging & Specialty Finance.
5 calculators
Bridging Loan Calculator
Calculate bridging loan costs, fees, and total repayment
Refurbishment Bridge Calculator
Calculate light and heavy refurbishment bridging options
Bridge to Let Calculator
Model bridge-to-let exit strategies and refinance options
Auction Bridge Calculator
Calculate bridging for auction purchases with 28-day completion
Retained vs Rolled Calculator
Compare retained and rolled-up interest options
Serviced Accommodation & Holiday Let.
4 calculators
Serviced Accommodation Profit Calculator
Calculate profitability of serviced accommodation ventures
SA Finance Calculator
Calculate finance options for serviced accommodation properties
Holiday Let Tax Calculator
Calculate tax implications for furnished holiday lets
SA Occupancy Calculator
Model occupancy rates and breakeven analysis for SA
Commercial Property.
5 calculators
Commercial Yield Calculator
Calculate commercial property yields and cap rates
ERV Rent Calculator
Estimate Estimated Rental Value for commercial property
Commercial Ground Rent Calculator
Calculate and capitalise commercial ground rents
FRI Lease Cost Calculator
Estimate Full Repairing and Insuring lease costs
VAT on Commercial Property Calculator
Calculate VAT implications for commercial property transactions
Refurbishment & Build Costs.
6 calculators
Refurb Cost Calculator
Estimate refurbishment costs per square metre
Loft Conversion Calculator
Calculate loft conversion costs, added value and ROI for your property
EPC Upgrade Calculator
Calculate costs to improve your EPC rating
Retrofit Payback Calculator
Calculate payback period for energy efficiency retrofits
Kitchen Renovation ROI Calculator
Calculate return on investment for kitchen renovations
Fire Door Compliance Calculator
Calculate fire door compliance costs for rental properties
Ultra-Niche Calculators.
7 calculators
Knotweed Valuation Impact Calculator
Calculate how Japanese knotweed affects property value
Cladding Remediation Cost Calculator
Estimate cladding remediation costs for affected buildings
EWS1 Risk Calculator
Assess EWS1 risk and potential impact on property value
Party Wall Award Cost Calculator
Estimate party wall award and surveyor costs
Neighbour Dispute Devaluation Calculator
Estimate property value impact from neighbour disputes
Slow Market Vendor Motivation Calculator
Assess vendor motivation and negotiation leverage
Absent Freeholder Risk Score
Score the risk of buying with an absent freeholder
Built for UK Property
Professionals.
Every calculation uses UK-specific formulas, tax rates, and industry standards
UK Tax Compliant
SDLT, CGT, Section 24, and all UK-specific calculations
BCIS Aligned
Build costs based on BCIS data and regional adjustments
Lender Ready
DSCR, ICR, and LTV calculations matching lender requirements