Step 04 · Finance StructureConstruction Capital engine
AI Finance Calculator
Structure your development finance with senior debt, mezzanine options, and equity analysis. The AI assesses lender appetite and generates indicative terms for Construction Capital review.
Finance layers
We structure optimal capital stack for your deal.
- Senior debt (55-70% LTC)
- Mezzanine (stretch to 80-85%)
- Equity requirement
Deal economics
Core numbers to structure finance.
AI RECOMMENDATION
LiveFinance Recommendation
Ready
Input your purchase price, build costs, and GDV. The AI will structure senior debt, mezzanine (if needed), and calculate equity requirements. Results include indicative rates and lender appetite assessment.
SENIOR DEBT
£2.51m
EQUITY NEEDED
£1.35m
Confidence94%
Capital stack
Structured funding breakdown
Senior debt
10.5% rate · 1.5% arr. fee
Equity required
£1,351,700Lender appetite
strongTotal LTC
65.0%
Loan to cost ratio
LTGDV
40.4%
Loan to GDV
Profit on cost
60.8%
HealthyDeveloper margin
Gross profit
£2.35m
Before finance costs