Stamp Duty Calculator
Calculate Stamp Duty Land Tax (SDLT) for England and Northern Ireland property purchases. Includes the 5% additional property surcharge effective from October 2024.
October 2024 Changes
- • Additional property surcharge increased from 3% to 5%
- • First-time buyer relief: 0% up to £425k, 5% to £625k
- • Standard rates: 0% up to £250k, then 5%/10%/12%
- • Non-resident surcharge remains 2%
£22,500
Total SDLT payable
6.43%
Of purchase price
£350,000
Property value
£372,500
Price + SDLT
Stamp Duty Land Tax
£22,500
Buyer Type
Additional Property
Includes 5% surcharge on all bands
This is your second+ property - 5% surcharge applies
Tax Band Breakdown
£0 - £250,000
£250,000 @ 5%
£12,500
£250,000 - £925,000
£100,000 @ 10%
£10,000
Current SDLT Rates
Standard Rates
Surcharges
Note: This calculator is for guidance only. SDLT rules are complex and you should verify calculations with HMRC or a solicitor. Different rates apply in Scotland (LBTT) and Wales (LTT).
About the Stamp Duty Calculator
What it does and how it helps you
The Stamp Duty Calculator helps UK property buyers calculate Stamp Duty Land Tax (SDLT) for England and Northern Ireland. Our calculator includes the October 2024 changes with the increased 5% additional property surcharge, first-time buyer relief, and covers all buyer types including non-residents and companies.
How It Works
Understanding the calculation method
Stamp Duty Land Tax (SDLT) is calculated on a tiered system where different portions of the purchase price are taxed at different rates: **Standard Rates (England & NI):** - £0-£250,000: 0% - £250,001-£925,000: 5% - £925,001-£1,500,000: 10% - Over £1,500,000: 12% **First-Time Buyer Relief:** Properties up to £625,000 qualify for 0% on first £425,000, then 5% to £625,000. **Additional Property Surcharge:** From October 2024, buying a second home or BTL incurs an additional 5% on ALL bands (increased from 3%). **Non-Resident Surcharge:** Non-UK residents pay an extra 2% on top of other rates. The calculator works out tax for each band, applies relevant surcharges, and shows a complete breakdown of how the total is calculated.
When to use this calculator
Use this calculator when budgeting for property purchases, comparing purchase costs across different price points, or understanding the true cost of buying second homes or BTL properties. Essential for calculating total acquisition costs and ensuring you have sufficient funds for completion.
Frequently Asked Questions
Common questions about this calculator